Pensions Auto Enrolment – Your Obligations

9 September 2015 | Gary Cullen


In October 2012 radical pension reforms were introduced in the UK. They impact UK employers of all sizes and by 2018 all employers must comply and ensure that their employees can become members of ‘an automatic enrolment pension scheme’.

With fines imposed to date of up to £10,000 per day for non-compliance, it is essential that you plan well ahead of time to ensure you have both the necessary budget and processes in place to meet the complex requirements of the legislation.

Compulsory employer contributions are required. They start at 1% per annum of pensionable earnings, rising to 2% and 3% in subsequent years, adding a considerable amount to your total employment costs which needs to be planned for.

Compulsory Pension Changes for UK Companies — What do I need to do?

The legislation lays out a complex set of procedures and processes that must be followed in order to be compliant. To view your obligations and how we can guide you through the major milestones of implementation and ongoing monthly administration requirements, click here.

If you would like advice on how we can help you with this or another employment related issue please get in touch.


Content is for general information purposes only. The information provided is not intended to be comprehensive and it does not constitute or contain legal or other advice. If you require assistance in relation to any issue please seek specific advice relevant to your particular circumstances. In particular, no responsibility shall be accepted by the authors or by Abbiss Cadres LLP for any losses occasioned by reliance on any content appearing on or accessible from this article. For further legal information click here.

Circular 230 disclosure

To ensure compliance with requirements imposed by the IRS and other taxing authorities, we inform you that any tax advice contained in this article (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties that may be imposed on any taxpayer or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.

The author

Gary Cullen
Pensions Law
D: +44 (0) 207 036 8398
T: +44 (0) 203 051 5711
F: +44 (0) 203 051 5712

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